🏢 About the Company
Utkarsh Small Finance Bank, Incorporated April 30, 2016, began operations January 23, 2017. Headquartered in Varanasi, its mission is to serve un- and under-banked rural/semi-urban India.
Its lending includes microfinance via the Joint Liability Group model, MSME loans, housing, personal, commercial vehicle & construction equipment loans, wholesale lending. Deposit, savings, current & term accounts complement product mix.
Network spans 26 states & union territories, ~888 banking outlets including micro-branches & URCs; uses digital services like mobile/internet banking, digi-onboarding, UPI, many micro-ATMs for reach & inclusion.