🏢 About the Company
Capital Trust Limited is a non-banking financial company (NBFC) that primarily focuses on providing financial services to underserved and unbanked segments of society, particularly in rural and semi-urban areas of India. Established in 1985 and headquartered in New Delhi, the company has evolved from being a traditional NBFC into a technology-driven lender.
Key Features:
Business Focus: Capital Trust offers micro-loans, small business loans, and income generation loans. Its primary clientele includes self-employed individuals, small business owners, and low-income households who typically lack access to formal credit.
Loan Products: These include individual and group loans, typically unsecured, tailored to meet the needs of micro-entrepreneurs and rural borrowers.
Geographic Reach: The company operates in multiple states across India, with a strong presence in northern and central regions.
Digital Lending: Capital Trust has integrated technology into its operations, using mobile-based applications and data analytics for credit underwriting, loan disbursement, and collections.